Get Cash Now for Your Life Insurance Policy

Life Policies of America - It’s All About Choices

Not so long ago a life insurance policy was a life long commitment and valued at just the surrender value. LPA’s Lifestyle Choices now gives you the choice to unlock the value in your unwanted life insurance by selling it and getting more than the surrender value.

LPA's Lifestyle Choices- More cash, more choices. You can use this
additional cash as you wish.

Fast and Simple

  • LPA’s Lifestyle Choices is fast, simple and fair.
  • We can get LPA’s Lifestyle Choices offer to you within 3 – 5 days of receipt of a completed application and the necessary papers.
  • Our aim is to have the cash in your hands within 30 days or less.
  • The Policy Check allows to you to quickly review your policy for suitability. LPA’s Lifestyle Choices Application is easy to follow and gets the process rolling. Closing documents are sent out with the offer to speed the process, but you are under no obligation to proceed with any offer we make.
  • Closing documents and original policy are returned to the escrow agent who releases the proceeds to you upon registration of the transfer.
  • It’s safe, secure, fast and simple.

What Policies are Suitable?

Most types of policies where the insured is over 65 years old, the face amount is more than $100,000 and the policy is more than 3 years old. Each policy is subject to our normal underwriting.

What Can You Do With LPA’s Lifestyle Choices?

  • Get more cash now.
  • Enhance your lifestyle
  • Pay medical expenses
  • Pay debts
  • Take a well-earned vacation
  • Fund new Annuities, long-term care or other investments
  • Buy a new car
  • More cash – more choice

Dedicated to Expanding Financial Opportunities for Seniors Through Our LPA’s Lifestyle Choices

Associated with one of the world pioneers in the secondary life market, our hallmarks are the highest standards of customer service and commitment to compliance.

Our objectives are:

  • To provide fair value and ethical service
  • To provide easy to read and understand paperwork
  • To provide fast offers and closings
  • To be the best practices leader


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